How do I transfer a GMADA property after buying it?

After the sale deed is registered at the Sub-Registrar, apply to GMADA for re-transfer with the application form, a certified copy of the registered deed (or GMADA's permission-to-transfer letter) and the original transfer permission. GMADA's website lists 5 working days.

When is a GMADA NOC needed to sell?

When the conveyance deed has not yet been executed, the owner needs GMADA's permission for sale, gift or transfer before selling. GMADA's website lists 15 working days; its printed form, under the Right to Service Act, lists 21 working days.

What is the GMADA transfer fee?

GMADA's application form lists a transfer fee of 2.5% of the allotment or auction price for residential and commercial sites and 5% for houses, charged only when permission is sought before the conveyance deed, plus a processing fee of ₹2,500 (residential) or ₹5,000 (commercial and others). Fees can be revised each 1 April.

What documents are needed for a GMADA conveyance deed?

GMADA lists the application form, a self-attested copy of the allotment or re-allotment letter, a self-attested no due certificate, a certified copy of any GPA, and three copies of the deed, one on stamp paper. Stamp duty is as applicable on the date of execution.

How do I get a GMADA no due certificate?

Check the property's account on GMADA's website, deposit anything due, and apply with the form, attaching receipts if the account shows a discrepancy. GMADA's website lists 5 working days.

What happens if GMADA records are not updated after registration?

GMADA's record will still show the seller, which makes building plan approval, connections, a mortgage and any later sale harder. Always apply for re-transfer after registration and check that the ledger shows your name.

Is there a fee if the plot has not been built on?

GMADA's form lists an extension fee where no completion or occupation certificate has been obtained, as a percentage of the allotment or auction price, from 2% in the 4th year after allotment rising to 4% by the 13th to 15th year.

GMADA Property Transfer, NOC and Conveyance Deed: The Resale Checklist

Property1313 Team · October 16, 2026 · 9 min read

Quick answer: In a GMADA property transfer on resale, first check GMADA's property ledger and get a no due certificate. If the seller has no conveyance deed yet, the seller must get GMADA's permission to sell (NOC). Then the sale deed is registered at the Sub-Registrar, and finally you apply to GMADA to transfer the property into your name. GMADA's website lists 15 working days for the permission and 5 working days for the re-transfer, as of 30 October 2026.

Buying a GMADA property from its current owner is not like buying a flat from a builder. The authority that allotted the plot still keeps the record, and in many cases it still has a say in whether the property can be sold. Get the order of steps wrong and you can end up with a registered sale deed while GMADA's books still show the old owner, or with dues you did not know you had taken on. This checklist follows GMADA's own published procedures and forms, as we read them on gmada.gov.in on 30 October 2026.

The GMADA property transfer, in order

Step	What happens	Who does it	GMADA time limit (website)
1	Check the property ledger; clear any dues	Seller	—
2	No due certificate (NDC)	Seller applies to GMADA	5 working days
3	Conveyance deed, if not already done	Seller and GMADA	15 working days
4	Permission for sale, gift or transfer (NOC), if needed	Seller applies to GMADA	15 working days
5	Sale deed registered	Buyer and seller at the Sub-Registrar	—
6	Re-transfer in GMADA's records	Buyer applies to GMADA	5 working days

Time limits are from GMADA's "How do I" service pages. GMADA's printed application form for permission to transfer, issued under the Punjab Right to Service Act, 2011, lists longer limits for some services: 21 working days for an NOC, 7 for an NDC and 15 for re-transfer in a sale. Plan for the longer figure.

Step 1: check the property ledger and dues

Every GMADA property has an account. GMADA's website has a "Know Property Ledger" service under its e-services, and its no due certificate page tells applicants to check the account statement and deposit anything due first. If the account shows an amount the seller disputes, they should attach copies of the receipts with the application.

Ask the seller to share the ledger with you before you agree a price. Unpaid instalments, interest, or an extension fee for not building in time all stay with the property, and GMADA will not issue an NDC or a transfer while they are outstanding.

Tip: Keep a dated screenshot of the ledger in your file. If the figure changes between your token payment and registration, you will want to know why.

Step 2: the no due certificate (NDC)

The NDC confirms that nothing is owed to GMADA on the property. GMADA's conveyance deed and NDC page asks only for the application form, after dues are cleared, and gives a 5-working-day time limit. Most later steps need it, so it usually comes first.

Step 3: the conveyance deed

The conveyance deed is the document by which GMADA conveys the property to the allottee once the full price has been paid. Until then, ownership stays with the authority. Under the 2025 e-auction policy, for example, the allottee must execute the deed within 90 days of paying the full price (clause 8.11).

For the deed, GMADA's page lists:

the application form;
a self-attested copy of the allotment or re-allotment letter;
a self-attested copy of the no due certificate;
a certified copy of the GPA or sub-attorney, if any;
three copies of the conveyance deed, one on stamp paper.

Stamp duty is whatever applies on the date of execution; GMADA tells applicants to confirm it with the Sub-Registrar, SAS Nagar. GMADA also publishes a specimen conveyance deed. The time limit on its page is 15 working days.

What to check: Ask the seller whether the conveyance deed has been executed. If it has, the property is fully paid and the seller holds the title from GMADA. If it has not, the next step is essential.

Step 4: GMADA's permission to sell (the NOC)

When the conveyance deed has not yet been executed, the property cannot simply be sold. The seller applies for GMADA's permission for sale, gift or transfer, often called the GMADA NOC. GMADA's permission for sale page gives a 15-working-day time limit.

GMADA's application form for permission to sell, gift or transfer carries this checklist:

the application form;
a liability affidavit by the buyer (or donee or transferee);
an affidavit by the seller that the property is free of encumbrances, litigation, liens and mortgages;
photo ID of the seller and the buyer;
clearance from the bank, if there is a loan or mortgage;
a copy of the sewerage connection sanction or occupation certificate, if obtained;
the fees that apply.

The fees on that form are:

Fee	Amount on GMADA's form
Processing fee	₹2,500 for residential plots and houses; ₹5,000 for commercial and other sites
Transfer fee (only if permission is sought before the conveyance deed)	2.5% of the allotment or auction price for residential and commercial sites; 5% of the allotment price for houses
Extension fee (only where no completion or occupation certificate)	A percentage of the allotment or auction price, from 2% in the 4th year after allotment, rising to 4% by the 13th to 15th year

The form says all fees are subject to revision at the start of each financial year on 1 April, and that payments are made by demand draft in favour of GMADA. It also defines a family transfer as one within father, mother, son, daughter, husband, wife, brother and sister. Confirm the current figures with the Estate Office before the seller applies.

Note: For auctioned sites, the 2025 e-auction policy allows a transfer before the last instalment falls due, with the Estate Officer's permission and a transfer fee, but once the last instalment is due, no transfer is allowed until full payment and the conveyance deed (clause 8.12). The whole site must be transferred, not part of it.

Buying a GMADA plot or house and want someone to go through the seller's file with you before the token? Call or WhatsApp Property1313 on 89100 01313, or use our contact page. We will check the papers against this list with you.

Step 5: registration at the Sub-Registrar

With the NDC, the conveyance deed or the NOC in hand, the sale deed is registered at the Sub-Registrar's office, and stamp duty and registration fee are paid there. These are a state charge, separate from GMADA's fees. Our guides to stamp duty and registration charges in Punjab and the property registration process in Punjab cover this step.

Step 6: re-transfer in GMADA's records

Registration does not update GMADA's books by itself. After the sale deed is registered, the buyer applies for re-transfer. GMADA's re-transfer page asks for:

the application form;
a certified copy of the sale, transfer or gift deed from the Sub-Registrar, or GMADA's permission-to-transfer letter;
the original transfer permission.

The website time limit is 5 working days. When it is done, ask for the transfer letter and check that the property ledger now shows your name.

Important: Do not skip this step. Building plan approval, water and sewer connections, a mortgage and your own future sale all go through GMADA's record. If it still shows the seller, every one of them gets harder.

Special cases

Transfer after death. GMADA has separate procedures for transfer by will and by natural succession. Its printed form lists 45 working days for an uncontested transfer after death.
Mortgage. A loan against a GMADA property needs GMADA's permission to mortgage; the printed form lists 7 working days. Your bank will usually ask for it.
Land pooling LOIs. An LOI is not yet a plot. Read our GMADA land pooling guide before buying one.
Lost documents. GMADA issues duplicate documents against an application and an FIR or daily diary report, with a 5-working-day limit on its website.

The buyer's file: what to keep

allotment or re-allotment letter (copy);
property ledger screenshot with date;
no due certificate;
conveyance deed, or GMADA's permission to sell;
registered sale deed;
GMADA's re-transfer letter;
building plan approval and occupation certificate, if built;
all receipts, in one folder.

For a wider list of documents for any property, see our property documents checklist.

GMADA homes on our listings

We list resale GMADA properties when owners bring them to us, and we check the GMADA file before a listing goes live. One example in Aerocity:

Gmada Aerocity · Mohali · Start From ₹2,00,00,000

Browse kothis in Mohali and plots in Mohali, or see the sector on our Mohali map layout pages. For homes in Eco City, read our Eco City guide.

Let us check the file with you

Most problems in a GMADA resale come from a missing step, not from the property itself. Before you pay a token, send us the property number and the seller's papers. Call or WhatsApp Property1313 on 89100 01313, or write through the contact page.

This checklist is general information based on GMADA's published procedures and forms, not legal or tax advice; check with a CA or property lawyer before you sign or pay.

Frequently Asked Questions

How do I transfer a GMADA property after buying it?: After the sale deed is registered at the Sub-Registrar, apply to GMADA for re-transfer with the application form, a certified copy of the registered deed (or GMADA's permission-to-transfer letter) and the original transfer permission. GMADA's website lists 5 working days.
When is a GMADA NOC needed to sell?: When the conveyance deed has not yet been executed, the owner needs GMADA's permission for sale, gift or transfer before selling. GMADA's website lists 15 working days; its printed form, under the Right to Service Act, lists 21 working days.
What is the GMADA transfer fee?: GMADA's application form lists a transfer fee of 2.5% of the allotment or auction price for residential and commercial sites and 5% for houses, charged only when permission is sought before the conveyance deed, plus a processing fee of ₹2,500 (residential) or ₹5,000 (commercial and others). Fees can be revised each 1 April.
What documents are needed for a GMADA conveyance deed?: GMADA lists the application form, a self-attested copy of the allotment or re-allotment letter, a self-attested no due certificate, a certified copy of any GPA, and three copies of the deed, one on stamp paper. Stamp duty is as applicable on the date of execution.
How do I get a GMADA no due certificate?: Check the property's account on GMADA's website, deposit anything due, and apply with the form, attaching receipts if the account shows a discrepancy. GMADA's website lists 5 working days.
What happens if GMADA records are not updated after registration?: GMADA's record will still show the seller, which makes building plan approval, connections, a mortgage and any later sale harder. Always apply for re-transfer after registration and check that the ledger shows your name.
Is there a fee if the plot has not been built on?: GMADA's form lists an extension fee where no completion or occupation certificate has been obtained, as a percentage of the allotment or auction price, from 2% in the 4th year after allotment rising to 4% by the 13th to 15th year.