Property1313

For NRI buyers

Buying in the Tricity from abroad

For NRIs and OCI cardholders in the UK, Canada, the UAE, the US, Australia and beyond who want a home or a shop in Mohali, Zirakpur, Chandigarh, Panchkula or New Chandigarh: how it works, our guides and tools, and a team that can walk the site with you on a video call.

Ask for a video site visitHow it works

Time zones

We work to your clock

Our office is open all 7 days, 10 AM to 7 PM India time. Here is what that is where you are — and a video call can be set for a time outside it.

  • Zirakpur (office)

    ––:––

    Open 10:00–19:00

  • London

    ––:––

    Our hours in your time

  • Toronto

    ––:––

    Our hours in your time

  • Dubai

    ––:––

    Our hours in your time

  • New York

    ––:––

    Our hours in your time

  • Sydney

    ––:––

    Our hours in your time

7 steps

How buying from abroad works

The usual order of a purchase made from abroad. Each step links to the guide or tool for it.

This is general information, not legal or tax advice; check with a CA or lawyer.

  1. Step 1

    Shortlist from where you are

    Narrow the projects down by city, budget, BHK and stage. See where each one is on the map, put two or three side by side, and work out the EMI before anything else.

  2. Step 2

    Take a video site visit

    Ask for a live walk on a video call, not a recorded clip: from the project gate to the tower and the actual unit or sample flat, with the approach road and the neighbours in view. Your family in India can join on the same call.

  3. Step 3

    Check the RERA registration

    Look the project’s RERA number up on the regulator’s own website — RERA Punjab for Mohali, Zirakpur, Kharar, New Chandigarh and Dera Bassi, Haryana RERA for Panchkula — and match the promoter’s name, the approved project and the completion date.

  4. Step 4

    Pay through NRE, NRO or FCNR accounts

    Pay through normal banking channels: money sent from abroad, or from your NRE, NRO or FCNR(B) account in India — never in cash or foreign currency notes. Keep the bank’s remittance advice for every payment; you will want it when you sell.

  5. Step 5

    Give a power of attorney if you are not travelling

    A power of attorney lets someone you trust in India sign for you. It is signed abroad, attested at an Indian embassy or consulate or apostilled (as your country requires), and stamped in India before it is used. Make it specific to the property.

  6. Step 6

    Register the sale deed

    You or your attorney sign the sale deed at the Sub-Registrar’s office, with PAN and ID, after paying stamp duty and the registration fee. If the price is ₹50 lakh or more, you as the buyer also deduct 1% TDS from what you pay a resident seller or builder.

  7. Step 7

    Later, when you sell: TDS

    When an NRI sells, the buyer must deduct tax at source from the price before paying it, at the rate for a non-resident seller. A CA can apply for a certificate for a lower deduction, and can guide you on taking the money back abroad.

Guides for NRI buyers

Also useful from abroad

Every guide, by buying step

Tools for planning from abroad

Video site visits

Talk to us from abroad

Tell us where you live and what you are looking for. We will call or WhatsApp you at a time that suits your time zone, share price sheets and RERA papers, and set up a live video site visit.

+91 89100 01313
Looking for

By sending, you agree to be contacted by Property1313 on the number you give.

NRI property buying — FAQs

Yes. Under FEMA, an NRI or an OCI cardholder can buy residential and commercial property in India — flats, villas, plots, shops and offices — without the RBI’s permission. Agricultural land, plantation property and farmhouses cannot be bought (other than by inheritance). This is general information, not legal or tax advice; check with a CA or lawyer.

This is general information, not legal or tax advice; check with a CA or lawyer.

For NRIs and OCI cardholders in the UK, Canada, the UAE, the US, Australia and beyond who want a home or a shop in Mohali, Zirakpur, Chandigarh, Panchkula or New Chandigarh: how it works, our guides and tools, and a team that can walk the site with you on a video call.

What an NRI can buy

Under FEMA, an NRI or an OCI cardholder can buy residential and commercial property in India without the RBI’s permission — but not agricultural land, plantation property or a farmhouse (other than by inheritance).

  • Can buy: Flats, villas, kothis and builder floors
  • Can buy: Residential plots
  • Can buy: Shops, showrooms, SCOs and offices
  • Cannot buy: Agricultural land
  • Cannot buy: Plantation property
  • Cannot buy: A farmhouse

How buying from abroad works

The usual order of a purchase made from abroad. Each step links to the guide or tool for it.

  1. Shortlist from where you are. Narrow the projects down by city, budget, BHK and stage. See where each one is on the map, put two or three side by side, and work out the EMI before anything else. Projects on the map · Compare · EMI calculator
  2. Take a video site visit. Ask for a live walk on a video call, not a recorded clip: from the project gate to the tower and the actual unit or sample flat, with the approach road and the neighbours in view. Your family in India can join on the same call.
  3. Check the RERA registration. Look the project’s RERA number up on the regulator’s own website — RERA Punjab for Mohali, Zirakpur, Kharar, New Chandigarh and Dera Bassi, Haryana RERA for Panchkula — and match the promoter’s name, the approved project and the completion date. How to check RERA
  4. Pay through NRE, NRO or FCNR accounts. Pay through normal banking channels: money sent from abroad, or from your NRE, NRO or FCNR(B) account in India — never in cash or foreign currency notes. Keep the bank’s remittance advice for every payment; you will want it when you sell. Plan the EMI
  5. Give a power of attorney if you are not travelling. A power of attorney lets someone you trust in India sign for you. It is signed abroad, attested at an Indian embassy or consulate or apostilled (as your country requires), and stamped in India before it is used. Make it specific to the property. The NRI buying guide
  6. Register the sale deed. You or your attorney sign the sale deed at the Sub-Registrar’s office, with PAN and ID, after paying stamp duty and the registration fee. If the price is ₹50 lakh or more, you as the buyer also deduct 1% TDS from what you pay a resident seller or builder. Stamp duty calculator · Registration in Punjab
  7. Later, when you sell: TDS. When an NRI sells, the buyer must deduct tax at source from the price before paying it, at the rate for a non-resident seller. A CA can apply for a certificate for a lower deduction, and can guide you on taking the money back abroad.

Guides for NRI buyers

Also useful from abroad

Tools for planning from abroad

Talk to us from abroad

Tell us where you live and what you are looking for. We will call or WhatsApp you at a time that suits your time zone, share price sheets and RERA papers, and set up a live video site visit. Call or WhatsApp +91 89100 01313.

NRI property buying — FAQs

Can an NRI buy property in Mohali, Zirakpur or Chandigarh?
Yes. Under FEMA, an NRI or an OCI cardholder can buy residential and commercial property in India — flats, villas, plots, shops and offices — without the RBI’s permission. Agricultural land, plantation property and farmhouses cannot be bought (other than by inheritance). This is general information, not legal or tax advice; check with a CA or lawyer.
How does an NRI pay for a property in India?
Through normal banking channels: money sent from abroad, or paid from an NRE, NRO or FCNR(B) account in India. Payment in cash, traveller’s cheques or foreign currency notes is not allowed. Keep the bank’s remittance advice for every payment. Indian banks also lend to NRIs for a home. This is general information, not legal or tax advice; check with a CA or lawyer.
Do I have to travel to India to buy?
Not necessarily. You can see the project on a live video call and sign through a power of attorney: it is signed abroad, attested at an Indian embassy or consulate or apostilled, and stamped in India before your attorney uses it at the Sub-Registrar’s office. This is general information, not legal or tax advice; check with a CA or lawyer.
What tax is deducted when an NRI later sells the property?
The buyer must deduct tax at source (TDS) from the price before paying an NRI seller, at the rate for a non-resident. A CA can apply to the income-tax department for a certificate for a lower deduction, and can advise on taking the money back abroad. This is general information, not legal or tax advice; check with a CA or lawyer.
Can Property1313 show me a project on a video call?
Yes. Call or WhatsApp us on 89100 01313, or send the form on this page with your country and what you are looking for. We will walk the site with you live at a time that suits your time zone, share the price sheet and RERA papers, and answer your family’s questions on the same call.

This is general information, not legal or tax advice; check with a CA or lawyer.